Healthcare platform

Payments for healthcare providers – cards, Klarna, and subscriptions in one system

Cards, Klarna, Apple Pay, Google Pay, and invoice – plus subscriptions with recurring payments. Everything linked to the right visit, ready for your bookkeeping.

Seamless payments – automated and secure

Curoflow is a digital healthcare platform with built-in payments for clinics. Patients pay where they already are – in the booking flow, the patient portal, app, or at the clinic – and every payment is automatically linked to the right visit. With recurring payments, your clinic can also offer subscriptions: a fixed monthly price for a set number of visits.

  • GDPR-compliant
  • CE-marked
  • ISO 27001-certified
  • No lock-in
Payment of €65 for a doctor visit marked as paid, with card, Klarna, Apple Pay, or Google Pay
Payment methods

Every payment method your patients expect

Payments are powered by Stripe, one of the world’s largest payment platforms. You choose which methods your clinic offers – patients pick the one that suits them in the moment.

Available payment methods depend on your market and your agreement with the payment provider.

One-time payment

Cards, Apple Pay & Google Pay

Visa, Mastercard, and American Express with 3-D Secure – or a single tap on the phone, no card details needed.

One-time payment

Klarna, local methods & invoice

Klarna for pay now or later, local methods such as Swish where available, and invoice and in-clinic payments recorded in the same flow.

Recurring

Subscriptions

Recurring card charges each period. Visits within the plan cost €0, and extra visits are billed at the regular price.

Payment follows the visit – step by step

Unique among digital healthcare platforms

Recurring payments – offer subscriptions at your clinic

Curoflow has subscriptions built right into the healthcare platform. The clinic defines a plan – for example, two visits a month for €99 – and the patient signs up and approves it themselves. From then on, the card is charged automatically each period. Visits within the plan cost €0 at booking, and extra visits are billed at the regular price. Patients can always book, even when their plan is used up.

For the clinic, this means predictable recurring revenue and fewer missed payments. For the patient, care becomes as easy to keep up with as a music or gym membership – with full visibility into what’s included and when the next charge is due.

✓ Multiple plans per clinic with different prices, VAT, and content
✓ Link a plan to selected visit types – including drop-ins and group sessions
✓ Automatic renewal and retries when a charge fails
✓ Rescheduling and cancellation follow the clinic’s usual rules
✓ Dedicated Subscriptions tab under Payments: subscribers, status, next charge
✓ Patients sign up, check their balance, and cancel on their own in the portal

Subscription overview with plan, status, and next charge
Use cases

Subscriptions fit more types of care than you think

Weight loss clinics

Monthly medical follow-up with prescription renewals and coaching at a fixed price.

Psychology & therapy

Four sessions a month – the patient never has to think about payment before a session.

Physical therapy & rehab

Treatment series with regular visits over a set period.

Skin & aesthetics

Recurring treatments with member pricing for loyal patients.

Occupational health

A fixed monthly price per employee for health checks and advice.

Chronic care follow-up

Diabetes, hypertension, ADHD – planned follow-up at a predictable cost.

Coming soon

Visit bundles and treatment packages in the same system

Starting Q1 2027, clinics can sell visit bundles – ten visits at a package price – and treatment packages, where a defined series of visits, such as a neuropsychiatric assessment, is paid at one fixed price. It runs on the same system as subscriptions: the patient sees how many visits are left, and the clinic sees exactly what has been used and what has been prepaid.

Launching Q1 2027

Visit bundle

10 visits, pay once, use them at your own pace.

Launching Q1 2027

Treatment package

One price for an entire assessment or treatment series.

Launching Q1 2027

Family plan

One subscription that covers the whole household.

For the clinic

Full control in the Payments tab

Every payment – paid, unpaid, refunded, failed – in one place, linked to patient and visit. Staff see the status directly in the patient record and can take action without leaving the platform.

✓ Your own rescheduling and cancellation rules – Set a late-cancellation limit and let the platform handle the fee.
✓ Extra fees during the visit – Something new came up? Add a fee straight to the case.
✓ Patient reminders – Automatic notifications about unpaid fees, with no manual follow-up.
✓ Saved filters – Find unpaid, today’s, or failed charges in one click.
✓ Refunds in the platform – Full or partial refunds with complete traceability.
✓ Role-based visibility – Roles control who can see payment status and amounts.

The Payments tab in Curoflow with visits, payment status, and a menu to copy the payment link
Finance & accounting

Accounting that flows

Funds are paid out directly to the clinic’s own account – no middleman – and every transaction comes with a record your accountant can use. The export includes VAT, period, and payment method, so subscription revenue can be recognized in the right period.

✓ Direct payouts – To the clinic’s account, with clear statements for each payout
✓ Export with VAT and period – Ready for your accounting software
✓ Statutory retention – Accounting records kept for the legally required period
✓ Traceability – Every payment linked to patient, visit, and event log

Export of payments by period with date, visit, payment method, VAT, and amount
Security

Secure handling of patient payments

The payment flow is part of the platform’s overall framework for information security and data protection. Card details never touch Curoflow’s servers – they’re handled by Stripe, certified at the highest PCI DSS level – and every payment requires strong customer authentication under PSD2.

GDPR & ISO 27001

Personal data is processed within the EU/EEA under our data processing agreement, in a certified information security management system.

PCI DSS & strong authentication

Card details never touch Curoflow’s servers – they’re handled by Stripe at the highest PCI DSS level, with SCA under PSD2 on every purchase.

Statutory retention

Accounting records are retained for the legally required period, with full traceability per patient, visit, and event.

Get started

Three steps to payments in Curoflow

Step 1

Activate your payment account

Create the clinic’s Stripe account directly in Curoflow – payouts go to your account.

Step 2

Set your prices

Enter price and VAT per visit type, and create any subscription plans.

Step 3

Get paid

Patients pay in the portal, the app, or at the clinic – and everything lands in the Payments tab.

Frequently asked questions

Book a demo

Want to See How Curoflow Can Streamline Your Clinic?

We’re happy to discuss your healthcare operations and how Curoflow’s various features could streamline them. Send us a message and we’ll book a demo of the platform and tell you more.

 

✓ GDPR-compliant
✓ CE-marked
✓ ISO 27001-certified
✓ No lock-in